WILLIAM ISAAC’S PUBLISHED WORK

Bill Isaac has authored hundreds of articles in top publications and has frequently testified before Congress.

RECENT PUBLISHED WORK

columns from William Isaac in top financial publications

Isaac Supports Bill to Increase Small Loans To Consumers and Businesses

Isaac Supports Bill to Increase Small Loans To Consumers and Businesses

July 24, 2012

The House Subcommittee on Financial Institutions and Consumer Credit held a hearing on July 24, 2012 to consider a bill to create an optional federal charter for non-bank lending firms. The bill is intended to increase the volume and type of credit available to consumers and small businesses. While I was not able to attend the hearing in person, I submitted a written statement saying the legislation appears to be a step in the right direction and deserves consideration. The text of my statement follows:

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ISAAC & KOVACEVICH: FLAWED BANK REGULATION FUELED BUBBLE, HOBBLES RECOVERY

ISAAC & KOVACEVICH: FLAWED BANK REGULATION FUELED BUBBLE, HOBBLES RECOVERY

July 23, 2012

Dick Kovacevich, retired Chairman & CEO of Wells Fargo, and I published an article in the American Banker newspaper calling for significant improvements in the regulation of banks, saying that the current system fueled the world-wide bubble and is hobbling economic recovery. The article is concise and to the point, and I believe you will find it worthwhile to spend a few minutes reading it.

Here is the link to the full article

Isaac Interviews Kovacevich, Bair & Parsons About the Financial Crisis and Banking’s Future

Isaac Interviews Kovacevich, Bair & Parsons About the Financial Crisis and Banking’s Future

June 15, 2012

I interviewed three key banking leaders about the financial crisis and the future of banking for the December 2011 issue of the FTI Journal. The leaders were former FDIC Chairman Sheila Bair, retired Chairman & CEO of Wells Fargo Dick Kovacevich, and Chairman of Citigroup Dick Parsons.

The interviews are exceptionally candid and informative, covering the financial crisis and its causes, actions the government took (or didn’t take), what went right and what went wrong, and the future of the financial system. They follow below, and I encourage you to read them.

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Marvin Center George Washington University Washington, DC Economics Department Alumni Advisory Committee Lecture Series, May 1, 201

Marvin Center George Washington University Washington, DC Economics Department Alumni Advisory Committee Lecture Series, May 1, 201

May 4, 2012

 Address by William M. Isaac
Marvin Center
George Washington University
Washington, DC
Economics Department Alumni
Advisory Committee Lecture Series
May 1, 2012

 

It’s very special to be invited to participate in this lecture series and to be among such a distinguished audience of business, government, academic, and student leaders.  I thank Professor Tony Yezer and Department Chair Barry Chiswick for making it possible.  I will keep my remarks relatively brief as I want to allow plenty of time for questions and discussion.

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CRITICAL ELECTION AT A CRITICAL TIME

CRITICAL ELECTION AT A CRITICAL TIME

April 23, 2012

As many of you know, I am deeply concerned about the state of our nation – sixteen trillion dollars in debt with no end in sight and deeply flawed fiscal, tax, monetary, and regulatory policies. The coming election is the most important in my adult life. We must send individuals to Washington who are committed to putting our fiscal house in order, rejuvenating a sagging economy, and getting people back to work. I have in mind candidates for the US Senate like Josh Mandel in Ohio and Connie Mack in Florida and, of course, Mitt Romney for President.

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7th Annual Executive Conference on Excellence in Integrity, Leadership, and Transparency Navigating Decisions in a Perfect Storm

7th Annual Executive Conference on Excellence in Integrity, Leadership, and Transparency Navigating Decisions in a Perfect Storm

April 20, 2012

Address by William M. Isaac

Farmer School of Business

Miami University

Oxford, Ohio

7th Annual Executive Conference on

Excellence in Integrity, Leadership, and Transparency

Navigating Decisions in a Perfect Storm

April 19, 2012

 

 

First, I want to thank Mike Oxley for his overly-generous introduction.  Mike and I enjoyed our years together at Miami and at the College of Law at Ohio State.  At Miami we served in the Student Senate together, and we both served in Washington during the Reagan Administration.

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Restoring America’s Future By William M. Isaac

Restoring America’s Future By William M. Isaac

March 29, 2012

RESTORING AMERICA’S FUTURE

By William M. Isaac

I am delighted to be able to address the Annual Spring Luncheon of the Education Foundation of Sarasota.  Christine and I have long been supporters of the Education Foundation and its goals:

  • To serve as the leading advocate for Sarasota County’s public schools
  • To increase the graduation rate
  • To help all students become better readers
  • To prepare students for success in the work place and global economy

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AG Settlement Will Harm, Not Help Economy

AG Settlement Will Harm, Not Help Economy

March 17, 2012

The recent $25 billion settlement by 49 attorneys general and the Obama Administration against the five largest mortgage servicers for deficiencies in their foreclosure practices is emblematic of misdirected energy and bad public policy. Like the Dodd-Frank financial reform law, the settlement is living proof that the judgment of politicians can be clouded by fixes that sound good, but miss the target. State and federal governments’ need/desire to punish financial services companies is actually constricting lending and impeding the economic recovery.

Here is the link to the article.

 

Former FDIC Head Isaac: Excess Regulation Has Country ‘Scared to Death’

Former FDIC Head Isaac: Excess Regulation Has Country ‘Scared to Death’

March 16, 2012

Excessive regulations are preventing the labor market from recovering, as companies are unable to invest and hire while they fret over compliance, says William M. Isaac, former chairman of the Federal Deposit Insurance Corp. (FDIC).

New regulations, including those outlined in the Dodd-Frank financial-overhaul legislation as well as the Patient Protection and Affordable Care Act, are also preventing smaller banks from lending to smaller businesses, which further prevents job-creating endeavors from getting off the ground.

Here is the link to the article.