INTEGRITY AND HONOR: Bill Isaac’s Words to Live By. By The Journey, published by the Farmer School of Business at Miami University

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in leading business publications

June 24, 2016

INTEGRITY AND HONOR: Bill Isaac’s Words to Live By. By The Journey, published by the Farmer School of Business at Miami University

INTEGRITY AND HONOR: Bill Isaac’s Words to Live By. By The Journey, published by the Farmer School of Business at Miami University

June 24, 2016

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PUBLISHED WORKS

Isaac | Milstein Letter to Congress, May 5, 2020 May 5, 2020 As our nation’s banking institutions, and particularly small banks, face unprecedented strain in the midst of the COVID-19 pandemic, we thought you might be interested in an article we recently wrote for American Banker on Congress’s recent decision to freeze the implementation of a new accounting standard on small banks – the Current Expected Credit ...
BankThink Congress was right to freeze CECL by William M. Isaac, Howard P. Milstein April 24, 2020 The Financial Accounting Standards Board is at it again. The counterproductive and harmful mark-to-market accounting rules imposed by FASB led to the near collapse of the global economy during the financial crisis, and to the $700 billion Troubled Asset Relief Program. Now, FASB wants to require banks to adopt another form of mark-to-market accounting rules known as ...
BankThink How small banks can help small companies get through coronavirus published by American Banker by William M. Isaac, Howard P. Milstein April 7, 2020 The coronavirus has brought together a badly divided country in a way almost never seen. With an invisible enemy uniting the nation, the vibrant network of more than 5,000 local banking institutions, if properly harnessed, can be a crucial weapon. There is no better vehicle available to stabilize the nation’s economy than the banks rooted in ...
BankThink Calls for CECL delay expose standard’s flaws published by American Banker by William M. Isaac and Thomas P. Vartanian March 24, 2020 The Federal Deposit Insurance Corp. chief has fired up what could be the opening barrage in the war over accounting supremacy. Specifically, FDIC Chairman Jelena McWilliams urged the Financial Accounting Standards Board to suspend or defer the adoption by banks of the new Current Expected Credit Losses methodology for recording losses. When or if CECL becomes effective, ...
BankThink How regulators can kick COVID-19’s bank shock into remission published by American Banker on March 17, 2020 by William M. Isaac and Thomas P. Vartanian March 18, 2020 The United States is confronting its most serious pandemic challenge ever. The longer it lasts and the more severe it becomes, the more likely that the health of financial institutions and their ability to support the economy will suffer as well. If that happens, it could detonate a string of risks already embedded in the system ...
BankThink Crackdown on bank-fintech partnerships would hurt subprime borrowers published by American Banker on December 26, 2019 by William Isaac December 26, 2019 Partnerships between fintech firms and banks provide access to safe and affordable credit to more than 160 million Americans. These are people who have generally been excluded from traditional financial institutions because they have a nonprime credit score of less than 700. For nonprime Americans, a surprise expense like a car breakdown or an important medical attention ...

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