INTEGRITY AND HONOR: Bill Isaac’s Words to Live By. By The Journey, published by the Farmer School of Business at Miami University

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June 24, 2016

INTEGRITY AND HONOR: Bill Isaac’s Words to Live By. By The Journey, published by the Farmer School of Business at Miami University

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INTEGRITY AND HONOR: Bill Isaac’s Words to Live By. By The Journey, published by the Farmer School of Business at Miami University

June 24, 2016

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PUBLISHED WORKS

BankThink A cautionary tale on brokered deposits By William M. Isaac November 9, 2018 The Federal Deposit Insurance Corp. is considering changing its rules governing brokered deposits, as American Banker recently reported. A number of bankers have urged the FDIC to liberalize the current rules so they might fund their banks more readily and extensively by purchasing money from deposit brokers. I would caution bankers and the FDIC to ...
BankThink Don’t reinvent the wheel on housing finance: Restore Fannie and Freddie, by William M. Isaac published by American Banker on February 16, 2018 February 18, 2018 BankThink Don’t reinvent the wheel on housing finance: Restore Fannie and Freddie Tackling the last piece of unfinished business from the 2008 financial crisis is a top priority for policymakers — the big question is how to do it. Recently, an early draft of legislation aimed at reforming the twin housing giants Fannie Mae and Freddie Mac ...
BankThink Congress should intervene to let more banks make small-dollar loans William M. Isaac published by American Banker on November 29 2017 November 30, 2017 When it comes to short-term, small-dollar loans, banks are between a rock and a hard place. Consumers are demanding short-term credit, and officials such as former Consumer Financial Protection Bureau Director Richard Cordray have urged banks to meet this need. On the other hand, stringent regulation meant to shut down predatory lenders is understandably causing banks ...
Regulators Can Help American Workers Get the Credit They Deserve, Published in The Wall Street Journal, By William M. Isaac and Ken Rees October 30, 2017 Nonprime lending isn’t as risky as it’s made out to be, and fintech firms can help traditional banks. This month the Consumer Financial Protection Bureau issued new rules likely to curtail payday and title loans. On the same day, the Office of the Comptroller of the Currency removed its ban on short-term subprime lending by banks. ...
The Fed Should Stop Worrying and Learn to Love Low Inflation, By William M. Isaac and Richard M. Kovacevich, published by The Wall Street Journal on September 17, 2017 September 18, 2017 America’s central bankers ought to be focused on revving the economy and adding jobs—period. There’s no excuse for the Federal Reserve’s dawdling—not even its obsessive concern that inflation is too low. At 1.4% year on year as of July, core inflation is below the Fed’s target of 2%, but that goal is arbitrary and unrealistic for ...
Address by William M. Isaac US Bancorp Financial Institutions Conference Willard Intercontinental Hotel Washington, DC June 9, 2017 Address by William M. Isaac US Bancorp Financial Institutions Conference Willard Intercontinental Hotel Washington, DC Excellence in Banking Leadership June 9, 2017 I’m delighted to be invited to keynote this conference hosted by US Bancorp for its correspondent banks for several reasons personal to me. After graduating from law school in 1969 I joined the Milwaukee law firm of Foley & ...

William Isaac

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INTEGRITY AND HONOR: Bill Isaac’s Words to Live By. By The Journey, published by the Farmer School of Business at Miami University

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